Kensys, Ltd (“Kensys”, “we”, “our”, or “us”) is registered with the U.S. Securities and Exchange Commission (SEC) as an investment adviser. Kensys provides its advisory services through its digital platform, branded as OneUp. Brokerage and investment advisory services differ, and it is important for you to understand these differences. Free and simple tools are available to research firms and financial professionals at www.investor.gov/CRS, which also provides educational materials about broker-dealers, investment advisers, and investing.
Introduction
CONVERSATION STARTERS: Ask us:
Given my financial situation, should I choose an investment advisory service? Why or why not? How will you choose stock ideas or information to provide me? How do your algorithms work and how often are they updated? Will you have access to or control over my investment accounts? What happens if I stop paying for your subscription? What is your relevant experience, including your licenses, education and other qualifications? What do these qualifications mean?
Responses to these conversation starters can be found at
What investment services and advice can you provide me?
Kensys provides non-discretionary, analytics-only investment advisory services through our digital platform (“OneUp”). We provide stock ideas, thematic lists, portfolio monitoring tools, and alerts based on publicly available market data, aggregated expert activity, and client-selected preferences such as investment style, sectors, or risk focus. We do not monitor retail investors’ investments on an ongoing basis.
We do not:
• Manage investment accounts
• Place trades on your behalf
• Allocate or rebalance portfolios
• Provide personalized investment advice
Clients make the ultimate decision regarding the purchase or sale of investments and maintain full control over their accounts; we provide analytics but do not have authority to execute trades. We do not make available or offer advice only with respect to proprietary products or a limited menu of products or types of investments; our analytics cover a broad range of publicly traded securities. We do not require a minimum account size.
For additional information, please visit our website at www.oneupinvest.com.
What fees will I pay?
You will pay a fixed monthly subscription fee of $25, charged in advance, via online or mobile payment services such as Apple Pay or Google Pay. This fee is not based on assets under management, transactions, or performance. You will pay this fee whether you make or lose money on investments. Other separate fees may include brokerage fees from your broker or product-related fees (e.g., ETF expense ratios). For more details, see our Brochure (Form ADV Part 2A). You will pay fees and costs whether you make or lose money on your investments. Fees and costs will reduce any amount of money you make on your investments over time. Please make sure you understand what fees and costs you are paying.
CONVERSATION STARTERS: Ask us :
Help me understand how these fees and costs might affect my investments. If I give you $10,000 to invest, how much will go to fees and costs, and how much will be invested for me?
Responses to these conversation starters can be found at www.oneupinvest.com/crs-conversation starters
What are your legal obligations to me when acting as my investment adviser? How else does your firm make money and what conflicts of interest do you have?
When we act as your investment adviser, we must act in your best interest and not put our interests ahead of yours. At the same time, the way we make money creates some conflicts with your interests. You should understand and ask us about these conflicts because they can affect the investment advice we provide you. Here is an example to help you understand what this means. Because we charge a fixed subscription fee, we have an incentive for you to continue your subscription. We do not receive compensation from product providers, brokers, or third parties based on your trades or purchases.
For additional information, please visit our website at www.oneupinvest.com.
CONVERSATION STARTERS: Ask us:
How might your conflicts of interest affect me, and how will you address them?
Responses to these conversation starters can be found at www.oneupinvest.com/crs-conversation starters.
How do your financial professionals make money?
Our employees, including founders, are compensated through salaries and Kensys equity ownership. They do not receive commissions, bonuses, or incentives based on securities or trades.
Do you or your financial professionals have legal or disciplinary history? How do your financial professionals make money?
No. Visit www.investor.gov/CRS for a free and simple search tool to research us and our financial professionals.
CONVERSATION STARTERS: Ask us:
As a financial professional, do you have any disciplinary history? For what type of conduct?
Responses to these conversation starters can be found at www.oneupinvest.com/crs-conversation starters.
Additional Information
For additional information about our services or to request a copy of this relationship summary, please visit www.oneupinvest.com or email info@oneupinvest.com.
CONVERSATION STARTERS: Ask us:
Who is my primary contact person? Is he or she a representative of an investment adviser or a broker-dealer? Who can I talk to if I have concerns about how this person is treating me?
Responses to these conversation starters can be found at www.oneupinvest.com/crs-conversation starters.
Exhibit A - Summary of Material Changes
Since our last update to Form CRS dated March 31, 2025, we have made the following material changes:
• Updated content and formatting to address SEC examination findings, including additions for monitoring, investment authority, limited offerings, missing conversation starters, and emphasis on standard of conduct
• Reduced overall length to comply with two-page limit.
• Added a dedicated website section for conversation starter responses.
